“A debt problem is, at its core, a budgeting problem.” -Natalie Pace
Author Archives: Myranda Griebel
Pro Tip: Don’t be Lazy, Work Hard
Lazy men are soon poor; hard workers get rich. -Proverbs 10:4
Would You be Able to Pay for an Emergency?
Less than 40% of Americans would be able to cover an unexpected expense of $1,000 with cash.
Prepare for the Worst, Hope for the Best
When it comes to budgeting, you need to be prepared for the worst to happen.
Myth: Budgeting is Stressful
The whole point of a budget is not to restrict what you spend, but to allow yourself to spend money without guilt, regret, or stress.
Budgeting for your Dreams
A goal without a plan is just a wish.
Pro Tip: Don’t Spend All of Your Money
The wise man saves for the future, but the foolish man spends whatever he gets. -Proverbs 21:20 (Living Bible)
The Student Loan Crisis
Student debt is a major, major problem today. There are 44.7 million Americans that have student loan debt. The average amount that people have in student loans is $32,731 with an average monthly payment of $393.
Is a Budget Really Necessary?
Is a budget really necessary? Yes, and here’s why:
My Disinterest with Paying Interest
The word “disinterest” is actually too mild to describe my feelings toward paying interest. Quite frankly, I really hate paying interest. On anything! Mortgages, auto loans, credit cards, anything! Paying interest, in my opinion, is a complete waste of net worth.
