Do You Have a Budget?

Only 32% of Americans maintain a household budget.

Spread the News!

My purpose and goal for this website and blog is to reach as many people as I can to educate and encourage people on budgeting. Budgeting is something that has always been extremely important to me and, over the years, I have learned that not everyone looks at budgeting and money management in the sameContinue reading “Spread the News!”

The Core Problem of Debt

“A debt problem is, at its core, a budgeting problem.” -Natalie Pace

Pro Tip: Don’t be Lazy, Work Hard

Lazy men are soon poor; hard workers get rich. -Proverbs 10:4

The Student Loan Crisis

Student debt is a major, major problem today. There are 44.7 million Americans that have student loan debt. The average amount that people have in student loans is $32,731 with an average monthly payment of $393.