Budget Types: The 80/20 Budget

The 80/20 budget is very similar to the 50/20/30 budget in that you simply take your income and chunk it up into broad categories. However, the 80/20 budget is even less specific than the 50/20/30 budget making it quicker and easier to use than the 50/20/30 budget. Here is how an 80/20 budget would work: Continue reading “Budget Types: The 80/20 Budget”

Budget Types: The 50/20/30 Budget

Did you know that there are multiple types of budgets? Read this post to learn what 50/20/30 budgeting is, how to use 50/20/30 budeting, and whether or not 50/20/30 budgeting would be a good fit for you.

Budget Types: The Zero-Based Budget

Did you know that there are multiple types of budgets? Read this post to learn what zero-based budgeting is, how to use zero-based budgeting, and whether or not zero-based budgeting would be a good fit for you.

Money Saving Tips

I came across this article the other day that promised 16 ways to save money this year, so of course I was interested! I got to reading it and I found that a lot of the ways this article listed to save money were too specific and really didn’t apply to a lot of people. I willContinue reading “Money Saving Tips”

Pro Tip: Make a Budget

Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have enough money to complete it? For if you lay the foundation and are not able to finish it, everyone who sees it will ridicule you, saying, “This person began to build and wasn’t able to finish.” -Luke 14:28-30 (New International Version)

Using Your Budget as Your Guide

The beautiful thing about a budget is that it can be flexible and can adapt as your situation and goals change.

Pro Tip: You’ve Got to Start Somewhere

“Do not despise this small beginning, for the eyes of the Lord rejoice to see the work begin”
-Zechariah 4:10 (Living Bible)

The Core Problem of Debt

“A debt problem is, at its core, a budgeting problem.” -Natalie Pace

Pro Tip: Don’t be Lazy, Work Hard

Lazy men are soon poor; hard workers get rich. -Proverbs 10:4