Did you know that there are multiple types of budgets? Read this post to learn what zero-based budgeting is, how to use zero-based budgeting, and whether or not zero-based budgeting would be a good fit for you.
Tag Archives: personal finance
Do You Have a Budget?
Only 32% of Americans maintain a household budget.
Pro Tip: Make a Budget
Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have enough money to complete it? For if you lay the foundation and are not able to finish it, everyone who sees it will ridicule you, saying, “This person began to build and wasn’t able to finish.” -Luke 14:28-30 (New International Version)
Are You Living Paycheck to Paycheck?
Almost half of Americans are living paycheck to paycheck.
Pro Tip: You’ve Got to Start Somewhere
“Do not despise this small beginning, for the eyes of the Lord rejoice to see the work begin”
-Zechariah 4:10 (Living Bible)
Spread the News!
My purpose and goal for this website and blog is to reach as many people as I can to educate and encourage people on budgeting. Budgeting is something that has always been extremely important to me and, over the years, I have learned that not everyone looks at budgeting and money management in the sameContinue reading “Spread the News!”
The Core Problem of Debt
“A debt problem is, at its core, a budgeting problem.” -Natalie Pace
Pro Tip: Don’t be Lazy, Work Hard
Lazy men are soon poor; hard workers get rich. -Proverbs 10:4
Would You be Able to Pay for an Emergency?
Less than 40% of Americans would be able to cover an unexpected expense of $1,000 with cash.
Prepare for the Worst, Hope for the Best
When it comes to budgeting, you need to be prepared for the worst to happen.