Tag Archives: personal finance

Budget Types: The 80/20 Budget

The 80/20 budget is very similar to the 50/20/30 budget in that you simply take your income and chunk it up into broad categories. However, the 80/20 budget is even less specific than the 50/20/30 budget making it quicker and easier to use than the 50/20/30 budget. Here is how an 80/20 budget would work: Continue reading “Budget Types: The 80/20 Budget”

Budget Types: The 50/20/30 Budget

Did you know that there are multiple types of budgets? Read this post to learn what 50/20/30 budgeting is, how to use 50/20/30 budeting, and whether or not 50/20/30 budgeting would be a good fit for you.

Budget Types: The Zero-Based Budget

Did you know that there are multiple types of budgets? Read this post to learn what zero-based budgeting is, how to use zero-based budgeting, and whether or not zero-based budgeting would be a good fit for you.

Pro Tip: Make a Budget

Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have enough money to complete it? For if you lay the foundation and are not able to finish it, everyone who sees it will ridicule you, saying, “This person began to build and wasn’t able to finish.” -Luke 14:28-30 (New International Version)

Pro Tip: You’ve Got to Start Somewhere

“Do not despise this small beginning, for the eyes of the Lord rejoice to see the work begin”
-Zechariah 4:10 (Living Bible)

Spread the News!

My purpose and goal for this website and blog is to reach as many people as I can to educate and encourage people on budgeting. Budgeting is something that has always been extremely important to me and, over the years, I have learned that not everyone looks at budgeting and money management in the sameContinue reading “Spread the News!”

The Core Problem of Debt

“A debt problem is, at its core, a budgeting problem.” -Natalie Pace

Pro Tip: Don’t be Lazy, Work Hard

Lazy men are soon poor; hard workers get rich. -Proverbs 10:4